Tappable Equity: Usable Home Equity Has Exploded Higher

Tappable equity is the amount of home equity available for homeowners to withdraw via a cash-out refinance or a second mortgage. It is typically calculated as total home equity minus 20 percent of home value. The 20 percent figure is used as a collateral cushion to protect the lender.  Tappable equity is a new term that I’ve

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