Adjustable-Rate Mortgages As A Percentage Of Total Loans: So Low!
Since 2009, I have encouraged Financial Samurai readers to take out an adjustable-rate mortgage instead of a 30-year fixed-rate mortgage. The rationale was that we...
Gaming The System For More Wealth Is Becoming More Acceptable
When you’re young and naive, you tend to want to do things the right way. You’re taught by adults that cheating and lying are wrong....
Once You Have F You Money, It’s Hard To Tell Others To F Off!
F you money. FU money. F*ck you money. It’s all the same. F You Money is having enough money to tell others to F Off...
Fighting My Property Taxes And Losing: Key Lessons For Battle
Seeing your property’s value go up feels good, especially if it goes up more than what you made from your day job. However, the biggest...
Making More From Your House Than From Your Salary Makes Life Easier
One of the great benefits of being an investor is that you can sometimes make more from your investments than from your day job. After...
How Bad Real Estate Agents Can Cost Sellers A Lot Of Money
As a buyer, you love bad real estate agents because you can take advantage of them to get better pricing. As a seller, you obviously...
Stock Market Performance During Previous Fed-Rate-Hike Cycles
On March 16, 2022, the Federal Reserve approved its first rate hike since December 2018. The Federal Reserve was more aggressive than expected, indicating it...
Why Fed Rate Hikes Will Have Little Impact On Borrowing Costs
After three years, the Federal Reserve has finally begun hiking rates to help stem rising inflation. With the latest 7.9% inflation print, inflation is now...
Sequence Of Returns Risk And How It Affects Your Retirement
Wow! Even Tom Brady is going back to work after experiencing sequence of returns risk after retiring. Playing for 23 years in the NFL is...