What Is Dual Agency? And Why Some Real Estate Agents Hate It
Dual agency is when a real estate agent represents both the seller and buyer. Personally, I've bought bought three homes using a dual agent before....
Spending More Money On Food: An Experiment In Decumulation
Once I hit 45 in mid-2022, I decided to enter a decumulation phase. Instead of continuing to save and invest aggressively, I decided to spend...
Making Venture Capital Investing Accessible To All With Fundrise
My first venture capital investment was in 2007. I invested $70,000 in my college classmate's gin company called Bulldog Gin, which ended up selling to...
When Will The Fed Cut Interest Rates? A Forecasting Exercise
Investors and particularly homebuyers are wondering when will the Fed finally start cutting rates? After 11 rate hikes so far since 2022, investors and homebuyers...
Replacement Cost Value Versus Actual Cash Value Home Insurance
Home insurance costs are going up due to rising home prices, rising building costs, increasing natural disasters, and less appetite for risk from the insurance...
Income Ranking By Metro: Cities That Pay The Most
One of the best ways to increase your chances of making more money is to move to a city that has a high number of...
To Get Smarter Financially, It Helps To Think In Extremes
If you want to get smarter financially, it helps to think in extremes. Thinking in extremes makes financial concepts easier to understand. Since 2009, I've...
Bank Loyalty Has Long-Term Benefits But Short-Term Costs
Just like job loyalty, bank loyalty often doesn't pay in the short-term. I made the mistake of being a loyal employee for eleven years at...
The Downsides Of Paying All Cash For A House
Paying all cash for a house is one of the best ways to beat out your competition and get a better deal. With all cash,...