How To Decumulate Wealth: A Practical Guide
Starting at age 45 in 2022, I consciously started focusing on decumulating wealth. I realized that my life was likely half over, and I needed...
Mental Health’s Impact On Life Insurance Coverage And Pricing
In today’s world, we are increasingly aware of the challenges that affect our mental health. Many of us experience mental health conditions ourselves or know...
Money Dysmorphia May Be Growing Inside You: Let’s Cure It
Money dysmorphia is a negative and unrealistic perception of one's financial wellness or position. If you have money dysmorphia, you might constantly worry about your...
The Economics Of Being A Childless Cat Lady Or Gentleman
With elections approaching, let the political mudslinging and insults begin! This time, its regarding being childless and loving cats. Republican VP nominee JD Vance said...
A Parent’s Existential Crisis: When All Financial Obligations Are Met
After publishing my post, “When To Stop Contributing To A 529 Plan,” I felt a sense of emptiness. For years, I had been trying to...
Went Back To Work And Could Only Last Four Months: Here’s What Went Wrong
After 12 years of FIRE (financial independence retire early), I went back to work. Unfortunately, I only lasted four months. Here's my story of what...
Why Rental Property Income Is Superior To Stock Dividends
I'm a fan of both stock dividends and rental property income, my two favorite sources of passive income. When younger and less wealthy, rental property...
Not Having Kids Is Your FIRE Super Power: Don’t Blow It!
There's a classic saying, “Youth is wasted on the young.” It's meant to convey that those who are young lack the perspective to appreciate all...
When To Stop Contributing To A 529 Plan To Fully Fund College
Everyone with children should contribute to a 529 plan. It is a tax-efficient way to save for college since none of the gains are taxable...