Letting An ARM Reset Is Similar To A Free Mortgage Recast
If you bought a home during a high-interest rate environment, it's wise to prepare for either a mortgage refinance or a recast. Interest rates have...
The Perfect House To Raise A Family In A Big City
Since 2003, I've been climbing up the property ladder to find the perfect house in a big city. What I've realized is that there's no...
Don’t Beat Up Your Opponents Too Badly While Smiling
If you want career, financial, and social success, don't beat up your opponents too badly while smiling if you know what's good for you. This...
No Rush To Pay Off Your Adjustable-Rate Mortgage Before It Resets
During my days of purchasing homes with mortgages, I had a fondness for adjustable-rate mortgages (ARMs). The appeal lay in securing a lower interest rate...
From Part-Time To Full-Time Fatherhood: A Tricky Transition
When my son was born in April 2017, I promised to become a full-time father until he turned five. I was so serious about this...
Why Venture Capital Funds Beats Investing In Individual Companies
If you want to invest in venture capital, I believe it's more beneficial to invest in a venture capital fund than in individual private companies....
The Intricate Psychology Of Paying All Cash For A Home
I've now paid cash for a home twice: once for a fixer in 2019 and again for a fully remodeled home in 2023. In this...
How Homeowners And Renters See The Economy Differently
It's fascinating how two people can interpret a single image so differently. The same holds true for how homeowners and renters perceive the current economy....
The Financial Doom And Gloom You See Is Probably Not Real
For over a decade, I've been witnessing a phenomenon that has left me scratching my head. A commenter will say how the economy is suffering...